Auto Insurance

Welcome to IGI Insurance
IGI Insurance Limited is a flagship organization of Packages Group, 
one of the leading business houses of Pakistan.
IGI underwrites all types of property and casualty insurance:
 fire, marine, motor, travel, health, home and miscellaneous. Since 1953,
 IGI is providing comprehensive risk management facilities to a number
 of distinguished local and multinational business concerns through
 a network of branches in Pakistan.

Our covenant with the customers has always been to provide the 
best risk management services in Pakistan.
 Thus we have achieved through a total commitment to customer satisfaction, 
a highly professional attitude towards underwriting risk and prudent
management practices. 
By developing a long-term relationship with our clients, in the last
five decades, 
we have strived to create value for our customers and 
shareholders alike.

Auto Insurance

Vehicle Insurance From America's #1 Insurance Company!
State Farm® has been in the business of providing excellent auto insurance 
coverage at an affordable price since 1922. Responding to our customers' 
needs keeps us the leader in auto insurance.
In most states, if you want to drive your own vehicle, you must be insured.
Car insurance coverage is designed to help financially cover
potential auto-related damages,
 loss or injuries. It helps protect you, your passengers, your
fellow drivers, pedestrians, 
other people's property and your vehicle.
 It can also help protect you in the event of an
automobile-related lawsuit.

What Affects Car Insurance Price?

Most people are looking for a low car insurance price. 
In many cases
, it’s the choices you make about the coverage you 
want that determine 
the cost of your car insurance premium.

Auto Insurance Premiums

Companies look at the following factors to determine
your car insurance premium:

What you buy

  • How many coverages you buy
  • The deductibles
Find out more about types of auto insurance coverage.

What kind of car you drive

If you are buying or selling a car, you will need
to re-evaluate your auto insurance needs.
Generally, the more expensive the car, the higher the
auto insurance price.

Where you drive

Generally, due to higher rates of vandalism, theft, 
and accidents, urban drivers pay a higher auto insurance 
price than those in small towns or rural areas.

How much you drive

People who use their car for business and long-distance
commuting normally pay a higher car insurance premium
than those who drive less.

Your age, sex and marital status

Accident rates are higher for all drivers under age 25,
especially young males and single males. Car insurance 
prices in most states reflect these differences.

Your driving record

Drivers who cause accidents generally must pay higher
car insurance premiums than those who are accident-free 
for several years.

Your credit history

Studies have shown that credit history is a powerful 
predictor of future auto insurance losses. Many insurance
companies consider certain credit characteristics in
addition to many other factors when determining an
individual's car insurance premium.

What can I do to save money on my auto insurance premium?

If you're shopping for a car, consider how your choice 
will affect car insurance premiums.
Some insurers increase premiums for cars more susceptible
to damage or occupant injury, and lower rates for those 
that fare better than the norm.
Ask about auto insurance discounts for good students,
insuring more than one vehicle, accident-free driving, 
and others.
Consider joining a car or van pool, or finding other 
transportation
to work. If you reduce your driving mileage enough, 
you may lower your car insurance price.
Drive carefully.

Discounts

Select your state/province to learn more.